¿Dónde invertir? Consejos

snivelak, habras querido decir barco lleno de señoritas de compañia?. Saludos.

Yo tengo una cantidad similar a la que cuentas y llevo mas de un año y medio y aun no lo tengo todo colocado.No tengas prisa empapate de lo que se dice en estos foros(fondos, renta fija, depositos,...)hay gente por aqui que da buenos consejos, y lo mas importante y dificil de ver, que lo hacen de manera desinteresada.

kaixo
si te aconsejan meter 200k € ahora en fondos segun mi opinion te estan aconsejando mal,podrias dar el pelotazo pero tambien podrias perder un 20% en solo un mes, estan las bolsas en maximos, los fondos renta fija ya dieron todo de si, los bonos a 10 años subieron ayer mismo y es solo un aviso de lo que puede pasar. quizas empiecen a subir los tipos, y entonces si salvaguardas ahora tu capital algun dia podras vivir de las rentas cuando los tipos esten al 3% o 4%, ahora es momento de actuar con cautela y arriesgar lo menos posible, entrar a fondos con cabeza y poco a poco y en fuertes ajustes a la baja, estan de moda los fondos y todos aconsejan invertir en ellos, pero sus buenas cominiones que se lleban y la que arriesgas eres tu
en españa lo mas seguro que tienes es abrir un plazo fijo, 100k euros por entidad estas cubierta por el fondo de garantia de depositos, estan dando lo que mas un 2,10 % y no arriesgas nada, y en fondos poco a poco y despues de formarte bien.

Bueno dejemoslo en "Señoritas de vida alegre"

Pues sí. Meter TODO de golpe en fondos es siempre mala idea. Y ahora aún más.

Jaaaaaaaaajajajajja por dios como se me había pasado este post :D

Fondos de alto dividendo (entre un 4 y 5% de rentabilidad)
Eso si,SI NO VAS A NECESITAR EL DINERO.
Suerte

Y lo de protegerse ahora con los Treasuries a 30 años con la subida de tipos anunciada...
Claro que todo ello lo ha pensado en una tarde en una cafetería. ¿o era en un coffee shop?.
No me fio de ninguno de estos tipos ni un pelo ...ni una pluma!!!

uy, ha salido repe

Vete tú a saber, igual acierta.

En cuanto al comportamiento de la deuda periférica, te recomiendo comparar a 1 mes o 3 meses el NB Euro Bond (antiguo ESAF) con, por ejemplo, el Raiffeisen-Euro-Rent

Si queréis ver el BofA Merrill Lynch Fund Manager Survey Finds Investors (19 mayo), es decir, la encuesta a gestores de Bank of America-Merrill Lynch, estos son los enlaces, uno de Europa y otro de USA.

Full Report
http://research1.ml.com/C?q=izk8AhqFIGvmCvA1lYaKxw&e=alexandra.fletcher%40baml.com&h=iX3cMA
http://research1.ml.com/C?q=XLj6-jZKkICTC5!lhi5m5Q&e=alexandra.fletcher%40baml.com&h=5tBHCg

Por si te fías más del BofA Merrill Lynch Fund Manager Survey Finds Investors que de estos tipos, pongo el resumen.

Selectively Lowering Risk After Bond Sell-off
Global investors have less appetite for higher risk exposures, particularly in the U.S., according to the BofA Merrill Lynch Fund Manager Survey for May. While a net 47 percent of respondents remain overweight equities, this is down seven percentage points month-on-month. Appetite for U.S. stocks has declined to a net 19 percent underweight, in contrast to strong overweights across Q1.
Confidence in corporate profitability has also fallen, with only 7 percent of investors viewing the U.S. as the region with the most favorable earnings outlook. Long U.S. dollar remains investment markets’ most crowded trade, in fund managers’ view. However, the survey’s 41 percent reading on this measure has fallen sharply from last month.

At the same time, overweight cash positions have risen sharply. This month’s reading of a net 23 percent is the survey’s highest since December 2014.

These shifts follow the recent aggressive sell-off in bond markets. The survey shows a strong rise in panelists’ assessment of bonds as the asset class most vulnerable to volatility in 2015 – up to 56 percent. Bond underweights have also increased.

Investors’ macroeconomic views have changed little since last month. A net 59 percent still expect the global economy to strengthen this year, though forecasts of corporate profitability have fallen a little. Seventy percent of respondents see both growth and inflation remaining below historical trends over the next 12 months.

They are increasingly divided over the timing of a U.S. rate rise, however. Almost as many now see this in 4Q as in 3Q – 36 percent versus 45 percent, respectively.
“There is no loss of faith in economic recovery, and positioning still assumes that the U.S. dollar goes up, but doubts are creeping in – hence this jump in allocation to cash,” said Michael Hartnett, chief investment strategist at BofA Merrill Lynch Global Research. “Investors are keeping faith with European stocks for now, but this remains biased towards currency plays,” said James Barty, head of European equity strategy.

Europe and Japan still preferred
In contrast to their reduced conviction towards U.S. equities, which a net 39 percent now intend to underweight over the next year, investors remain positive on both Europe and Japan – both economies where quantitative easing continues. A respective net 49 and 42 percent of fund managers are overweight the two markets.

Europe also remains the market most would like to overweight from a 12-month perspective. A net 33 percent still take this position, although this is now down as much as 30 percentage points from March’s very strong reading.

A net 18 percent make Japan their top pick for the coming year. This is a slight decline from last month.
At the same time, fund managers are less negative on emerging markets. Only a net 6 percent are now underweight, compared to April’s net 18 percent. Intention to own emerging markets stocks over the next year has risen similarly.

U.K. picks up
Britain’s recent decisive election result is reflected in investors’ more positive stance on U.K. assets. Global investors have halved their equity underweights month-on-month, while a net 3 percent of European fund managers now intend to overweight the U.K. market over the next 12 months. Last month, a net 50 percent said they would underweight it over this time period.

Similarly, views of sterling as overvalued have fallen notably. Only a net 8 percent of global fund managers now take this stance, compared to April’s net 15 percent.

Currency correlation
Investors’ stance on the major currencies correlates with their equity positioning. A net 69 percent expect the U.S. dollar to appreciate over the next 12 months. This is up slightly from April’s reading. In contrast, a net 32 and 35 percent expect the Euro and yen to decline. Yen bearishness has risen by 16 percentage points since March.

Bullishness on oil has fallen, meanwhile. Fewer than half of fund managers now expect the commodity to trade at a higher price in 12 months’ time. This is down significantly from April and March’s reading of 64 percent.

Global Fund Manager Survey: Scorn in the USA
• Driven by the recent US$ setback investors clipped extreme longs in US consumer stocks and shorts in energy & EM
• Prudence also betrayed by highest cash allocation in 10 months and lowest bond & stock allocations in 6-9 months
• But investors still structurally long assets that benefit from higher growth, rates & US$ (e.g. EZ, Japan, cyclicals & banks)

European Fund Manager Survey: Pro-Europe the new normal
• Robust growth, inflation, and profits expectations keep Europe as the nº 1 region for global investor equity allocations
• Cyclical exporters like Autos and Industrials most preferred, while Banks are neutral
• Contrarians would continue to be long Oils and avoid Autos, while playing 'Recovery' via long Banks

Japan Strategy Fund Manager Survey: Highest overweight reading for Japan shares so far this year
• Global investors remain +42% overweight Japan shares, while Europe ranks top as the market they most want to be overweight
• Retail and tech are the most overweighted sectors among Japan equity specialists, autos third, and banks move to overweight.
• Investors remain upbeat on the outlook for the Japanese economy, expect prices to rise and think Japan shares undervalued

Pero... por qué sois tan desconfiados acerca de si es verdad o no lo que plantea?. Si mintiera , peeor para él, pero me parece muy lógico : alguien no tiene un duro, por tanto nunca ha tenido que preocuparse por dónde colocarlo. De repente , le llega una herencia y todo le suena a chino, e intenta ilustrarse.
Lo que sí me parece de risa es la propuesta que le hacen en su banco : un fondo riesgo y unos bonos basura... y eso dicho por un "profesional"... (parece ser que los suizos son aun peores que los cajeros españoles)
Al afectado: Has llegado a buen puerto, no tengas prisa e investiga por quí (Rankia) qué es cada cosa, riesgo, volatilidad. etc.... y poco a poco, vas haciendo la inversión con la que estés cómodo. (por lo menos tienes que saber quçe es lo que te están ofresiendo los Eafis).
El dinero caído del cielo no suele valorarse porque no se ha sudado.... !! Ten cuidado con él porque habrá mucho lagarto pensando en coger un bocado del mismo.
Suerte con tus decisiones.