Brokers: el más barato depende de la necesidad
Sobre el tema de gastos por operaciones de bolsa, entiendo que puede influir en el coste el tipo de operaciones con que se opera.
Yo trabajo con Bankinter y para mi las comisiones son las más baratas que conozco, solo trabajo el mercado continuo, solo con acciones y raramente las mantengo más de 1 trimestre,
comprando...fijo€...%.....canon€..total€..%total
3.000,00....8,00...0,267....3,25...11,25...0,375
4.000,00....8,00...0,200....5,23...13,23...0,331
5.000,00....8,00...0,160....5,38...13,38...0,268
5.333,00....8,00...0,150....5,43...13,43...0,252
6.000,00....8,00...0,133....5,53...13,53...0,225
7.000,00....8,00...0,114....5,67...13,67...0,195
8.000,00....8,00...0,100....5,82...13,82...0,173
9.000,00....8,00...0,089....5,96...13,96...0,155
10.000,00...8,00...0,080....6,11...14,11...0,141
15.000,00...8,00...0,053....6,84...14,84...0,099
20.000,00...8,00...0,040....7,57...15,57...0,078
25.000,00...8,00...0,032....8,30...16,30...0,065
30.000,00...8,00...0,027....9,03...17,03...0,057
35.000,00...8,00...0,023....9,76...17,76...0,051
40.000,00...8,00...0,020...10,24...18,24...0,046
45.000,00...8,00...0,018...10,72...18,72...0,042
50.000,00...8,00...0,016...11,20...19,20...0,038
55.000,00...8,00...0,015...11,68...19,68...0,036
60.000,00...8,00...0,013...12,16...20,16...0,034
65.000,00...8,00...0,012...12,64...20,64...0,032
70.000,00...8,00...0,011...13,12...21,12...0,030
75.000,00...8,00...0,011...13,40...21,40...0,029
80.000,00...8,00...0,010...13,68...21,68...0,027
85.000,00...8,00...0,009...13,96...21,96...0,026
A partir de 90.000,01€, el coste aumenta bastante.
Suponiendo que con estos importes se comprasen acciones de 1,00€ nominal (para calcular los gastos de mantenimiento) y a un cambio de 10,00€, y se mantuviesen solamente un trimestre natural (si la venta es en trimestre distinto al de la compra, habría doble gasto de mantenimiento)
inversión.........comisiones.......inversión....cambio
bruta......compra..mntmto..venta...neta.......mínimo venta.
3.000,00....11,25....0,71...11,25....3.023,20...10,077
4.000,00....13,23....0,94...13,23....4.027,41...10,069
5.000,00....13,38....1,18...13,38....5.027,94...10,056
5.333,00....13,43....1,26...13,43....5.361,12...10,053
6.000,00....13,53....1,42...13,53....6.028,47...10,047
7.000,00....13,67....1,65...13,67....7.029,00...10,041
8.000,00....13,82....1,89...13,82....8.029,52...10,037
9.000,00....13,96....2,12...13,96....9.030,05...10,033
10.000,00...14,11....2,36...14,11...10.030,58...10,031
15.000,00...14,84....3,54...14,84...15.033,22...10,022
20.000,00...15,57....4,72...15,57...20.035,86...10,018
25.000,00...16,30....5,90...16,30...25.038,50...10,015
30.000,00...17,03....7,08...17,03...30.041,14...10,014
35.000,00...17,76....8,26...17,76...35.043,78...10,013
40.000,00...18,24....9,44...18,24...40.045,92...10,011
45.000,00...18,72...10,62...18,72...45.048,06...10,011
50.000,00...19,20...11,80...19,20...50.050,20...10,010
55.000,00...19,68...12,98...19,68...55.052,34...10,010
60.000,00...20,16...14,16...20,16...60.054,48...10,009
65.000,00...20,64...15,34...20,64...65.056,62...10,009
70.000,00...21,12...16,52...21,12...70.058,76...10,008
75.000,00...21,40...17,70...21,40...75.060,50...10,008
80.000,00...21,68...18,88...21,68...80.062,24...10,008
85.000,00...21,96...20,06...21,96...85.063,98...10,008
Un saludo.