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Depósito Easisave-FIMBank al 3,25%

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Depósito Easisave-FIMBank al 3,25%
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Depósito Easisave-FIMBank al 3,25%
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#529

Re: Nueva bajada de tipos para depósitos y cuenta de ahorro Easisave

Buenas tardes z4ack. He visto en mi área de cliente de Mediterraneanbank que se puede contratar la cuenta M3 Savings Account. Además, he leído en la Online Banking Guide del banco que podemos dar la orden de la retirada desde between own account pero de la Me12 Savings Account no aparece nada en la guía.

Supongo que para contratarla deberé dar aviso desde mi área de cliente de banca por Internet mediante contact us. De la misma manera deberé hacerlo para la retirada de capital de dicha cuenta. ¿Estoy en lo cierto ?

Muchas gracias y saludos

 

 

#530

Re: Nueva bajada de tipos para depósitos y cuenta de ahorro Easisave

Buenas trevor. Sí, es así como indicas. En las condiciones de la cuenta (fact sheet) explican que se contrata como dices por secure message, telefonicamente o en sus oficinas. Lo mismo para solicitar retiradas de fondos. Desconozco porque el Me3 se puede contratar desde el area de cliente online y para el Me12 lo han hecho de otra forma, quizas porque es una cuenta más nueva que ofrecieron a posteriori cuando ya tenian la banca online terminada. De todas formas el secure messaging service funciona bien. Si no, la Me3 en Libras a 2,25% tambien es una buena opcion, la de Euros ofrece "solo" 1%.

Por si alguien más tiene dudas, quizas deberiamos seguir con el tema en el hilo de Medbank, ya que este es de Easisave. Saludos

 

 

#531

FIM BANK presenta los resultados anuales de 2016

Estes esperan seguir aumentando la rentabilidad de su negocio bancario,entre otras acciones,bajando la rentabilidad que pagan a sus depositantes.

Refocused strategy yields positive results

The FIMBank Group’s return to profitability is the outcome of a successful consolidation and turnaround strategy launched in 2015. This is the highlight of the Group’s 2016 performance.

FIMBank’s Group Consolidated Audited Financial Statements show that for the year ended 31 December 2016, the Group registered a profit of USD5.3 million, compared to a loss of USD7.1 million in 2015.  At 31 December 2016, total Consolidated Assets stood at USD1.74 billion, a substantial increase of 21 per cent over the USD1.44 billion reported at end 2015, while total Consolidated Liabilities stood at USD1.57 billion, up by 24 per cent from USD1.27 billion in 2015.  Operating income before net impairment for 2016 stood at USD46.1 million, at par with 2015 levels.  On the other hand, during the year in review, net interest income decreased by USD7.6 million to USD22.0 million. Operating expenses decreased by USD8.3 million, from USD47.0 million to USD38.7 million. Significantly, “as a result of energetic and consistent recovery efforts”, for the second year running net impairments saw a very significant decrease, this time by more than 70 per cent, to stand at USD2.3 million, compared to USD10.3 million in 2015. Meanwhile, the Board of Directors will not be recommending a dividend, however, subject to the Regulator’s approval, the Board will be recommending a 1 for 80 Bonus Issue of Ordinary Shares by way of capitalisation of the Share Premium Account.

According to the FIMBank Group’s Chairman, Dr John C. Grech, the 2016 financial results “are a vindication of our steadfast resolve to bring the Group back on the road to profitability following the bleak performance of 2014”. He explained that “after considerable effort and sound strategic decision-making, today we are in a position to witness the financial response to a successful turnaround strategy, superbly crafted and ably delivered by FIMBank’s management team, led by our CEO Murali Subramanian”.  Dr Grech also referred to the fact that “on the back of consistent support of our controlling shareholders Fitch Ratings upgraded FIMBank to BB and its Support Rating to 3 from 5”.

Commenting on the financial results, FIMBank Group CEO Murali Subramanian stated that the pillars for the successful turnaround of the Group’s fortunes post-2014, included an improved origination strategy, the harmonisation of FIMBank’s product offering, exploring new product opportunities, developing a market-appropriate risk appetite, as well as the implementation of cost efficiencies across the whole Group. “These principles provided a platform from which FIMBank has, since then, been successfully stabilising its performance, growing its loan book and reversing the negative financial trend, eventually returning a full-year profit by end-2016”.

Mr Subramanian identified the strengthening of FIMBank’s management structure, the vigorous implementation of cost control measures, and the implementation of a common risk management framework, as key contributors to the success of the turnaround. From an operational perspective, during 2016 the re-alignment and streamlining of FIMBank’s international factoring strategy “proceeded as planned”, with the ongoing restructuring of business units across the factoring network. FIMBank’s CEO highlighted the Bank’s Shipping, Factoring as well as lending into selected Real Estate in Malta, as sectors expected to drive increasingly important revenue streams to the Group. He also mentioned the Group’s “successful approach to the retail depositor market, thanks to the diversification of our funding base and a reduction in the overall cost of funding”.

Referring to the immediate outlook for the Group, Mr Subramanian said that “We will evaluate further avenues to diversify the target sectors wherever viable, in order to reinforce balance, and rebuild or consolidate the different portfolios”. He referred to the macro-economic outlook as encouraging, and reiterated management’s intention to continue monitoring closely developments in all the markets, “thus allowing us to exploit opportunities and protect ourselves from potential external risks to the business”. FIMBank’s CEO stated that “The overall objective is to continue growing our business to more sustainable levels of profitability, generating greater returns to shareholders, while strengthening our balance sheet further”

 

 

#532

Re: FIM BANK presenta los resultados anuales de 2016

reconociendo que eres un crack, y agradeciendote las noticias aportadas a este foro, ¿de donde has sacado esta noticia?, porque el banco no ha publicado los resultados de 2016, un saludo

#533

Re: FIM BANK presenta los resultados anuales de 2016

prdona josegaliza, me he confundido crei que te referias a FCM BANK, disculpa

#534

Re: FIM BANK presenta los resultados anuales de 2016

Estos bancos suelen publicar los resultados del ejercicio anterior a principios de año,coincidiendo con la junta general de accionistas.

#535

ADIOS Easisave-FimBank!!!

Dear sirs: Through this secure message, I wish to communicate my desire to cancel my Easisave Savings Account and that the balance resulting from the settlement be transferred to my linked account. Thank you for your attention and for these last years of good yields. Bye.

Se acabó nuestra relación...fue bonita mientras duró...pero siempre nos quedará el recuerdo de los momentos felices que pasamos juntos.

#536

Re: ADIOS Easisave-FimBank!!!

Guía Básica