Depósito Oficina Directa 4,58% TAE

Jaume has intentado negociar que te quiten las comisiones? Qué te dijeron?
Saludos.

El PASTOR se va a quedar solo: se le van las ovejas.

tienes razón, te cobran en los cajeros que no sean de ellos.

Lo de las tarjetas es un incordio, ahora, 1200€ al año con la Visa clásica(con esta llega,no?,dejemos el oro para especular), te los gastas sin pestañear; eso sí, las comisiones que se han sacado de la chistera, son un escándalo!!

Para mi, no significan grandes esfuerzos, aunque entiendo que ya son ganas de fastidiar,y que habitualmente(al menos hasta ahora,veremos lo que pasa en el futuro), la banca "online" no cobra ninguna comisión.

La banca online no debe cobrar comisiones porque si lo hacen todos a trabajar con ING, que es el AS que TODOS TENEMOS EN LA MANGA...

A BAILAR CON ING POR LAS COMISIONES CERO...

Dicen por ahí que el Banco Pastor es un ZOMBIEBank. ¿Qué hay de cierto?

ZOMBIE BANK

a zombie bank is "a financial institution with an economic net worth that is less than zero, but which continues to operate because its ability to repay its debts is shored up by implicit or explicit government credit support. "

El rating del Banco Pastor no tenía muy buena pinta:

Un banco zombi es una institución financiera que tiene una economía patrimonio neto inferior a cero, pero sigue funcionando porque su capacidad para pagar sus deudas es apuntalada por el gobierno de crédito de apoyo implícito o explícito. The term was first used by Edward Kane in 1987 to explain the dangers of tolerating a large number of insolvent savings and loan associations and applied to the emerging Japanese crisis in 1993 . [ 1 ] [ 2 ] Zombie institutions face runs by uninsured depositors and margin calls from counterparties in derivatives transactions. [ 1 ] [ 2 ] El término fue utilizado por primera vez por Edward Kane en 1987 para explicar los peligros de tolerar un gran número de insolventes asociaciones de ahorro y préstamo y se aplicó a la emergente crisis japonesa en 1993 . [1] [2] instituciones Zombie cara corre por los depositantes no asegurados y de margen las llamadas entidades de contrapartida en derivados de las transacciones. [1] [2]

What is the definition of a "zombie bank"? What does the term "zombie bank" mean?

The term "zombie bank" was first introduced by Edward Kane in 1987.

The term has been frequently used when referring to three separate periods of time in the past 25 years:

a) S&L crisis in the United States in the late '80s / early '90s
b) Japanese banking crisis in the '90s
c) the current "Great Recession"

A "zombie bank" is a financial institution that has a negative net worth.

These banks are technically insolvent, so how do they remain open?

"Zombie banks" survive off of government aid, hence the use of the word "zombie". A zombie is an undead creature that loves to feast on the brains of regular humans - "zombie banks" are also technically "dead" as well, only able to survive if they are able to feast on government capital injections.

A "zombie bank" has a large number of underperforming or non-performing assets on its balance sheet. When these assets are properly valued, then very often the bank can find themselves with a negative net worth.

There is a constant debate ongoing as to whether or not governments should continue to prop up zombie banks.

Even with the help of the government, "zombie banks" are often subjected to bank runs.
I mean, who wants to hold their money in a zombie bank?

I mean, who wants to hold their money in a zombie bank?